XRP Aims for $100: ETF Door Opens for Breakout Growth
XRP has rallied 14% in the past two weeks, but the cross-border payments altcoin remains stuck below key resistance at $2.30. While analysts expect a strong bull run, regulatory hurdles and delays in ETF approvals are temporarily freezing XRP’s journey to its $100 price target.
-Ripple ETF: The Secret Weapon That Could Trigger a Price “Superwave”?
One of the key factors that could fuel an XRP price breakout in the near future is the Ripple-related ETF proposals that are pending approval at the US Securities and Exchange Commission (SEC). These proposals promise to pave the way for XRP to be traded in the traditional financial environment, a major milestone for both retail and institutional investors.
According to data from Polymarket, the odds of an XRP ETF being approved before the end of 2025 have risen to 95%, echoing the views of two leading ETF experts from Bloomberg, James Seyffart and Eric Balchunas. They highlighted the shift in regulatory stance under the new administration as a key catalyst for approval.
-Ripple Prepares for a “Financial Revolution”
Ripple recently filed for a banking license in the United States, a strategic move to accelerate the deployment of its RLUSD stablecoin and expand the scope of XRP’s applications. The move also aligns with a series of regulatory reforms proposed by the US government to support innovation in the crypto space.
Ripple CEO Brad Garlinghouse said in a recent interview that the company is “very hopeful” about the launch of an XRP ETF this year, especially after the SEC has taken a softer stance under new Chairman Paul Atkins.
-How can an XRP ETF disrupt?
An ETF is more than just a financial product; it is a tool to unlock liquidity and institutional trust. Once approved, an XRP ETF could open up access to institutional investors who are currently restricted from investing directly in unregulated digital assets.
The launch of Bitcoin spot ETFs has previously driven billions of dollars into the market, and the same could happen to XRP if regulatory hurdles are cleared.
-The Downside: The Hurdles Are Not Gone Yet
However, the long-running legal battle between Ripple and the SEC is far from over. While some favorable rulings have been made in Ripple’s favor, the lack of a final decision leaves the ETF approval process open.
Additionally, Grayscale’s hybrid crypto ETF, which holds around 4.63% XRP, has also been delayed once again, indicating that the SEC is still cautious about synthetic crypto ETF products.
-Why This Matters
As XRP moves closer to mainstream recognition in the traditional financial markets, ETF approval could act as a catalyst for a whole new bull cycle. A $100 price target is no longer a pipe dream if XRP is widely legalized and institutional capital is unleashed.
In that context, Ripple’s legal and financial preparation, coupled with sky-high market expectations, puts XRP in a unique position where its growth potential could outpace most other altcoins in the next cycle.
Conclusion
XRP is on the brink of history: If the ETF is approved and the SEC case is resolved in its favor, the coin could soon see a record high. Despite some hurdles, signals from the market and analysts indicate that 2025 could be a pivotal year for XRP, with the ETF being a strategic piece that will determine that journey.